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Your own piece of Switzerland 

The 155 furnished holiday apartments and suites with up to four bedrooms are available to guests and buyers at the Florens Resort. All apartments are fully furnished and offer you spacious comfort.

Lex Koller

The applicable Swiss law, the so-called Lex Koller, limits international buyers to purchase residential property in Switzerland. However, with the holiday apartments at the Florens Resort, you have the option of obtaining authorisation within the framework of the available quota, since the resort lies in a holiday area designated by the canton of Bern. International buyers are therefore offered the rare opportunity to acquire residential property in the resort. As a result, the same rights and obligations are granted to foreign and domestic buyers for purchasing residential property within the Florens Resort.

Swiss property market

Thanks to the country’s political and economical stability, the Swiss property market is one of the most stable in the world. The high quality of living, innovation capacity and stable legal framework conditions make Switzerland an attractive location. Access to qualified personnel is a decisive advantage for the economy. The Swiss economy is also very stable, which is shown by the low levels of unemployment. The Swiss franc is seen as a strong currency, as Switzerland is considered to be a stable financial centre in an intact political situation.

Second Homes Act

The Second Homes Act came into effect on 1 January 2016, which regulates permission to build new apartments as second homes. This law is applicable to all Swiss municipalities where more than 20% of buildings are used as second homes. As the building permits for the Florens Resort were granted before this initiative, the Florens Resort is not affected by the Second Homes Act. This means that the holiday apartments at the Florens Resort can be used as second apartments.

Finances

Leading Swiss banks offer suitable buyers attractive interest rates to facilitate financing. The typical loan-to-value (LTV) rate is 50% of the purchase price, although the actual LTV rate is decided by the bank.
Acquisition costs
When acquiring a holiday apartment at the Florens Resort, the buyer is obliged to pay the land registry fees. The costs for each entry lie between CHF 500 and CHF 2,000. Notary fees of around 0.5% and real estate transfer taxes of 1.8% of the purchase price also need to be paid.

Visa

To be able to travel to Switzerland, non-EU citizens require a Schengen visa. This is valid for short-term stays of up to 90 days within a 180-day period. For long-term and regulated stays in Switzerland of more than 90 days, a residence permit is required, which can be acquired from the cantonal immigration office responsible for the place of residence. If you are interested, we recommend that you contact your country’s Swiss embassy or consulate.

Maintenance /
additional costs

In-house technical service is one of the conveniences of having a holiday apartment at the Florens Resort. It means your apartment will always be in impeccable condition. All repairs are carried out on-site for the owner so that they don’t have to worry about anything.
The additional costs for apartments including building maintenance costs are charged at around CHF 30 per square metre per year. Individual additional costs for utilities are charged separately and are paid for by each owner.

Taxes

Buyers of a holiday apartment at the Florens Resort are automatically subject to income tax. Unless an entity is part of the resort’s rental programme, a fictitious rental income (approximately 5–8% of the tax base) is taken as a basis for calculating the income tax. If the apartment is part of the rental programme, the rental revenue and the value of the owner’s usage are used to calculate the income tax.

Rental
programme

The buyer is obliged to commit to the Florens Resort rental programme. The resort deducts 19% of the gross rental yield as compensation for bookings, marketing and commission. The owner receives 46% of the gross income from their apartment.

The owner is also charged CHF 90 per square metre per year in resort maintenance fees. These fees include the costs, levies and fees for maintenance, security, insurance, renovations, repairs and replacements.

Strata-title 
association

All apartments at the Florens Resort are administered by a condominium-owners or strata-title association. Each apartment owner has part of an entire building and the exclusive right to use their apartment, provided it is not a company apartment.

The owners have control over the building. A manager is elected at the annual association meeting, who will be responsible for the daily operation of the building. The budget for the coming year, suggestions and problems will also be agreed upon at the meeting.